Or simply call us on 01204 322304
Privacy Policy
How do you want to be contacted?
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Or simply call us on 01204 322304
Privacy Policy

Or simply call us on 01204 322304

Privacy Policy

Merchant Services

Every month, we receive hundreds of enquiries from merchants looking for the best card payment solutions, the keenest rates, and the most reliable after-sales services for their business.

From start-up businesses and limited companies, to businesses that transact tens of millions of pounds in card transactions per year, we offer free, independent advice on the best route for card payments.

You may have already discovered that you are not short of choice when it comes to merchant services, so why not let us help you through the minefield of the contractual small print, mis-leading pricing, and additional charges.

payment machine
Card Machines

Find the best deals, lowest rates, shortest contracts, most reliable terminals and the most cost-effective ways of accepting all types of card payments for your business...

bank card held over laptop
Online Payments

From virtual terminals, to secure online payment gateways; find the most competitive rates from the leading PCI DSS compliant online payment processors, so your card payment costs are as low as possible...

man looking through magnifying glass
Merchant Service Audits

When did you last review your card payment costs? We can review your current charges, what the market is currently offering and how much you could be saving... No charge and no obligation!

Low prices, short contracts, best terminals, the UK's leading payment providers

payment machine

When it comes to merchant services, there is an overwhelming amount of choice in the market leaving businesses facing an information overload. Which offer is actually the best for your business?

We can advise either way and if they are one of our approved providers, you will also have the peace of mind that we will help you resolve any issues you may at anytime during the contract with that recommended provider.

We promise a no hassle, no sales spiel approach to your needs. You will get all of the facts in just one phone call so don’t sign a contract until you have spoken to us.

Get the facts and advice in one phone call


Payment Solutions

Which payment solution is right for you? Chip and Pin, Virtual Terminal, Payment Gateway, EPOS


The best deals

The lowest rates aren’t always the best deals. Find the best one for your business.


Contract or Pay As You Go

Short term contract, Long term contract or no contract at all!


All the legal bits

The small print, the hidden charges, the exit penalties.


Level of service

How good is the level of after sales service? We’ll be there to help resolve issues during your contract with the provider.


PCI Compliance

Avoid PCI non compliance and the penalties that go with it.

No hassle – No call centre – No charge – No catch – No obligation

Points You Need To Know

Lead Generation Websites

Lead generation companies are everywhere on search engines disguised as Comparison websites. They don't compare, they simply take your enquiry details and sell them to many card payment providers. So don't leave your details on these websites or else your phone will be bombarded by call centres trained to push their own products.

"Lowest Rates" Claims

Beware of the headline "lowest rates guaranteed" claim. This can hide a multitude of costs hidden in the rest of the contract. We are familiar with how many of the leading UK card providers work, the card rates, their after sales service and the detail of their contracts.

Avoid High Street Banks

It may seem the obvious route for a merchant account but High street banks are not Merchant banks, and will simply pass on your enquiry to their partnered acquiring bank. This route is not recommended as the quotes are usually far from competitive. You should not choose them simply because you bank with them.

The "Small Print"

Remember you are dealing with banks so there’s no shortage of terms and conditions and a lot of "gobbledy gook." We read the small print to highlight any unfair additional fees or penalties. It's too late once you have signed the contract so let us independently advise on any potential pitfalls that may affect you.

Agents' Commissions

Some companies operate commission structures that reward self-employed sales agents with bigger commissions for charging higher rates.

Monthly Service Charges

All merchant accounts generally have a minimum monthly service fee. For merchants who only need to take the occasional card payment, this can add unnecessary costs to your monthly bill. Pay as you go may for smaller merchants be a better route to take even though the rates may be higher.

Compare Merchant Services

Every month hundreds of merchants use our services to discuss the best merchant account to make an informed decision on the right card payment solution to suit them.

We will give you all the information you need about merchant accounts in one phone call.

Our independence gives you full view of the merchant account market place, the widest choice of providers, the most favourable contracts, and keenest rates.

We stand by you all through your contract with outstanding back up after sales support should you need it.

Get the most competitive deals on Merchant Accounts with the major UK acquiring banks for merchant services.

Why use Independent Business Solutions

  • We are 100% Independent
  • We arent a lead generation website
  • We won't sell your details on to anyone
  • We do not charge for our services
  • We will save you time, money, and hassle
  • We will give you the facts you need to know
  • We promise to stand by you through your
    contract with the approved providers

CALL 01204 800399

And get the facts in one call

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